DSCR Loan Application | NxGen Capital

I. Borrower Information

Full Legal Name Email Phone Date of Birth

Citizenship US Citizen Permanent Resident Foreign National

Military Service Active Past / Veteran No

Current Home Address

How long have you owned this property? (years) How long have you owned this property? (months)

Entity Borrowing (if applicable)

Entity Type LLC Corporation Partnership Other:

State of Formation

II. Additional Borrower Questions

If Yes to any above, explain

III. Property Information

Subject Property Address

Property Type SFR Condo Townhome 2–4 Unit

Occupancy: Investment property (required for DSCR loans).

Purchase Price / Estimated Value ($) Estimated Closing Date

Loan Purpose Purchase Refi Cash-Out

IV. Loan Terms Requested

Loan Amount Requested ($) Estimated LTV (%)

Loan Term 30-Year Fixed 30-Year IO 40-Year IO

Prepayment Penalty 5-Year 3-Year No Prepay (Higher Rate)

Interest-Only Yes No

V. DSCR Income & Expense Inputs

Monthly Market Rent (Form 1007) ($) Actual Lease Amount ($) Vacancy Factor ($) HOA (Monthly) ($) Taxes (Monthly) ($) Insurance (Monthly) ($)

Real Estate Owned (REO) – Other Properties

Add a block for each additional property you own. Use "Add Another Property" if you own more than one.

VI. HMDA Demographic Information (Optional)

Ethnicity Hispanic or Latino Not Hispanic or Latino I do not wish to provide

Race American Indian / Alaska Native Asian Black / African American Native Hawaiian / Pacific Islander White I do not wish to provide this information

Sex Female Male I do not wish to provide this information

VII. Entity Documentation (If Borrowing in LLC)

Documents you can provide Operating Agreement Articles of Organization EIN Letter Certificate of Good Standing

Ownership Breakdown (Members & Percentages)

VIII. Borrower Documentation

Documents you can provide Driver's License / Passport Voided Check Mortgage Statement (if refinance) Lease Agreement (if applicable) Hazard Insurance Quote Purchase Contract (if purchase)

Do not attach these documents here — our team will follow up with a secure way to send them after your application is received.

IX. Messaging Consent

X. Credit Authorization

I authorize NxGen Capital and its affiliates to obtain my credit report, verify my identity, and review any information necessary to process my DSCR loan application.

Borrower Signature (type full legal name) Date Co-Borrower Signature (if applicable) Date

XI. Additional Notes

Anything else we should know about this deal?

Tell us about the deal. We will handle the rest.