Privacy Policy

Last updated: [DATE]

This policy explains how [LEGAL ENTITY NAME] ("NxGen Capital," "we," "us") collects, uses, and shares information when you use www.nxgencap.com.

Information we collect

  • Information you give us. Name, email address, phone number, property address, rental income figures, loan purpose, and entity information you submit through our forms.
  • Consent records. When you check a consent box, we record the exact text shown to you, the page URL, a timestamp, your IP address, and your browser user agent. We retain these records to document your consent.
  • Usage information. Pages viewed, referring URL, and campaign parameters (such as utm_source or gclid) stored in a first-party cookie.

How we use it

  • To evaluate your financing inquiry and respond to it
  • To contact you by phone, text, or email in accordance with the permissions you granted
  • To meet legal, regulatory, and recordkeeping obligations
  • To measure which marketing channels produce inquiries

How we share it

We share information with:

  • Lending partners and investors who may fund or underwrite your loan
  • Service providers that operate our systems — including hosting, CRM, telephony, and email delivery — under contractual confidentiality obligations
  • Authorities, where required by law or legal process

We do not sell your personal information. We do not share your mobile phone number or your SMS consent with third parties for their own marketing purposes.

Your choices

  • Text messages. Reply STOP to any message. See our SMS Terms.
  • Email. Use the unsubscribe link in any marketing email.
  • Phone calls. Tell us during any call and we will add you to our internal do-not-call list.
  • Access and deletion. Contact us at [SUPPORT EMAIL] to request a copy of, correction to, or deletion of your information, subject to our legal retention obligations.

Retention

We retain consent records for at least five years, and loan inquiry records for the period required by applicable lending and consumer protection regulations.

Security

We use administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure.

Children

Our services are not directed to anyone under 18, and we do not knowingly collect information from children.

Changes

We may update this policy. Material changes will be posted here with a revised date.

Contact

[LEGAL ENTITY NAME]
[STREET ADDRESS]
[CITY, STATE ZIP]
[SUPPORT EMAIL]